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Home Insurance 101 Series: Additional Living Expenses

Home Insurance 101 Series: Additional Living Expenses

by BachlyAdmin | Oct 15, 2020 | Commercial, Residential

In the second series of Home Insurance 101 we are breaking down all the elements of Additional Living Expenses that you need to know about. Additional living expenses accounts for the coverage of alternative living arrangements you may have to make if your home...
Home Insurance 101 Series: Content Coverage

Home Insurance 101 Series: Content Coverage

by BachlyAdmin | Sep 22, 2020 | Commercial, Residential

Content coverage is a complex element of your Home Insurance Policy. Do you know what you are covered for if disaster strikes?   Content coverage is an element of your home insurance that is normally generalized due to the nature of the coverage. It should be...

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Vehicle Impact
– Board-up/hoarding
– Sight security services

Wind
– Temporary roof and siding repairs
– Drone video assessment

Natural Catastrophes
– National CAT response team

Ice and Hail
– Temporary roof and siding repairs
– Drone video assessment

Environmental
– Biohazard spill abatement
– Mold remediation
– Asbestos abatement

B&E, Crime, Trauma
– Temporary board-up
– Site decontamination
– Building and content removal
– Site security services

– Burst pipe/sprinkler
– Sewer backup
– Water main break
– Overland flooding
– Plumbing services
– Water extraction
– Dehumidification
– Content drying

– Smoke and odor removal
– Emergency heating
– Contents inventory removal and storage
– Relocation assistance
– Emergency power/electrical
– Board-up
– Temporary roof repairs